Finance
Transforming financial services with secure, scalable, and compliant technology solutions.
The global finance industry is undergoing a profound transformation, driven by a convergence of economic volatility, technological breakthroughs, regulatory shifts, and evolving consumer expectations. In Europe, modernization of financial regulations and the reallocation of capital are redefining market dynamics, while Africa's financial landscape is rapidly advancing through mobile money platforms that are evolving into comprehensive financial ecosystems. Across the Americas, established markets are embracing high-volume investments alongside a swift transition to real-time payments infrastructure. This sector which encompasses banking, insurance, investment services, capital markets, and fintech, remains a cornerstone of the global economy, with performance closely tied to macroeconomic trends, policy adjustments, and innovation adoption. Amid intensifying competition and rising customer expectations, financial institutions are increasingly prioritizing digital transformation as a strategic necessity rather than a choice. Leveraging emerging technologies offers opportunities to enhance operational efficiency, enrich customer experiences, and unlock new revenue streams. As regulatory frameworks tighten and market demands evolve, the sector is projected to generate significant growth in both 2025 and 2026, underscoring the critical role of innovation and technological integration in sustaining long-term competitiveness and market influence.
FINANCE NOW
of global private capital was captured by Europe in 2025, representing more than $300 billion in capital raised across private markets — the region's highest share on record
YoY is the estimated increase in Open banking API calls, showing accelerating adoption across consumer and business financial products
mark was crossed by global mobile money accounts with Sub-Saharan Africa contributing over 50% of all active accounts
is Africa's mobile money transaction volume increase YoY, showing continued adoption even in saturated markets like Kenya and Ghana
of African VC funding in 2024–2025 flowed to fintech — the continent's most funded sector
Projected Revenue Of The Global Finance Sector 2024 onwards
Global Financial Services Market
The global financial services sector encompasses banking, insurance, investment services, capital markets, and fintech solutions, representing one of the largest economic sectors worldwide.
Digital Banking Growth
The digital banking sector is projected to grow at a CAGR of 13% globally, driven by increasing adoption of mobile banking, neo-banks, and embedded financial services.
Fintech Market Expansion
Global fintech investments continue to surge, with particular growth in payment processing, digital lending, and blockchain-based financial services across emerging markets.
Open Banking Revolution
Open banking API adoption is accelerating globally, with an estimated 35% year-over-year increase in API calls, enabling new financial products and services.
Mobile Money Dominance
Mobile money accounts have crossed the 2 billion mark globally, with Sub-Saharan Africa contributing over 50% of all active accounts, driving financial inclusion.
RegTech and Compliance
Regulatory technology adoption is reducing compliance costs by up to 40% while improving risk management and regulatory reporting across financial institutions.
Key Opportunities
Artificial intelligence and machine learning are revolutionizing financial services. AI-driven solutions allow institutions to analyze vast datasets, automate complex processes, and deliver personalized services.
- Fraud Detection: AI models detect anomalies in transactions in real-time, reducing financial losses due to fraud.
- Credit Scoring & Risk Management: ML algorithms predict default probabilities with higher accuracy than traditional methods, helping lenders minimize risk.
- Robo-Advisory Services: Automated investment platforms offer personalized portfolio management based on customer preferences and market trends.
Example:
Financial institutions leveraging AI report operational cost reductions of up to 30% and increased customer satisfaction through tailored services.
Blockchain provides a secure, transparent, and decentralized platform for recording transactions, offering tremendous growth opportunities in finance.
- Cross-Border Payments: Blockchain reduces transaction time from days to minutes and significantly lowers costs.
- Smart Contracts: Automated contracts ensure compliance and execution without intermediaries, reducing legal and administrative costs.
- Regulatory Reporting: Immutable ledgers streamline audits and ensure transparency, enhancing regulatory compliance.
Example:
Blockchain adoption can reduce transaction processing costs by 40–50%, while improving trust and efficiency in banking networks.
Digital-first banking solutions and fintech partnerships enable institutions to reach underserved markets while optimizing operations.
- Mobile Banking & Neo-Banks: Fully digital platforms offer 24/7 access to banking services, attracting tech-savvy and remote users.
- Embedded Finance: Integration of financial services into non-financial apps (e.g., e-commerce platforms offering credit or insurance).
- Digital Wallets & Contactless Payments: Increasing adoption drives transaction volume and customer loyalty.
Example:
The digital banking sector is projected to grow at a CAGR of 13% globally, providing significant revenue opportunities.
Cloud infrastructure empowers financial institutions to be agile, scalable, and cost-efficient.
- Data Storage & Analytics: Cloud platforms allow real-time processing of large datasets for actionable insights.
- Scalable Operations: Institutions can expand services without heavy investment in physical infrastructure.
- API Integration: Cloud facilitates collaboration with fintech startups, enabling innovative services and faster go-to-market strategies.
Example:
Cloud adoption reduces IT costs by 20–30% and accelerates innovation cycles.
With increasing digitalization, cybersecurity is crucial for trust and compliance in finance.
- Advanced Threat Detection: AI-driven security tools prevent cyberattacks and fraud.
- Regulatory Compliance: Ensures adherence to GDPR, PSD2, and other global financial regulations.
- Biometric Authentication: Enhances security for customer accounts and transactions.
Example:
Strengthened security reduces financial and reputational risks, safeguarding long-term growth.
The explosion of data presents an opportunity for financial institutions to drive growth through informed decision-making.
- Customer Insights: Predictive analytics enables cross-selling and personalized offerings.
- Market Intelligence: Real-time data analysis helps identify trends, investment opportunities, and risks.
- Operational Efficiency: Data-driven automation optimizes internal processes.
Example:
Banks leveraging big data analytics can increase revenue by up to 15% through improved customer targeting and operational efficiency.
RPA automates repetitive back-office tasks, freeing employees to focus on strategic activities.
- Loan Processing: Automates approval workflows and reduces turnaround time.
- Compliance Reporting: Generates reports automatically, reducing manual errors.
- Claims Management: Insurance firms process claims faster with RPA solutions.
Example:
Institutions using RPA achieve 50–70% faster processing times and reduce operational costs significantly.
RegTech helps financial institutions comply with regulatory requirements efficiently.
- Automated Monitoring: Tracks regulatory changes in real-time and ensures ongoing compliance.
- AML & Fraud Detection: Detects suspicious activities and prevents money laundering.
- Reporting Efficiency: Generates regulatory reports accurately and on time.
Example:
RegTech adoption reduces compliance costs by up to 40%, while minimizing regulatory risks.
IoT devices create new opportunities for personalized financial products and risk management.
- Insurance Risk Assessment: Devices track driving behavior, health metrics, or property conditions for tailored insurance policies.
- Real-Time Data Collection: Provides actionable insights for loan approvals and investment decisions.
Example:
Personalized products increase customer satisfaction and retention, driving incremental revenue.
AR/VR technologies are transforming customer engagement and staff training in finance.
- Immersive Banking Experiences: Virtual branches and interactive dashboards enhance user experience.
- Training Simulations: VR prepares employees for complex scenarios, improving efficiency and decision-making.
Example:
AR/VR adoption strengthens brand engagement and operational effectiveness.
Our Solutions
Real-world examples of our impact in the finance sector.
